| Her Hebrew Name In Silver | | Posted Tuesday, January 23, 2007 12:50:20 PM by Blog57 Team | | Stunning Sterling Silver Name necklace in classic Sofer Stam Torah Scroll Hebrew Lettering. Necklace comes complete with 16" matching Sterling Silver Chain. Price is for 3 letter names. Add $6.95 per letter over 3 maximum number of letters in a necklace is 10. Each name is hand carved and sizes vary - Size is approximately 20mm long x 7mm high. You can choose the thickness of the silver used in making your nameplate. The choices are; Standard which is .40 mm thick Double thick is .80 mm and Triple thickness is 1.20 mm thick. If you are unsure of your Hebrew name or the spelling of it just give us a call and we will help you. To place your order - Carefully type the name you want into the name entry box above and choose how many letters the name is from the pull down menu. Please type your Hebrew Name in English and we will do the rest... It is that easy! Allow 14-21 business days for delivery.... | |
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| | | full story... | | Posted Wednesday, January 17, 2007 1:13:39 PM by Blog57 Team | | Environment minister, Ben Bradshaw, has called on London council leaders to reject the Mayor of London's plans for a single waste authority in London. Following research by accountants, KPMG, which estimated that the costs for dealing with Londoners' waste would total an extra £5.5 million per annum, the minister wrote to council leaders to say that setting up a single waste authority would mean Londoners having to pay more through their council tax. Mr Bradshaw's comments come after Mr Livingstone recently claimed that London's recycling rate is falling far behind the rest of the country, and that the capital is nearing a ‘waste crisis'. Ken Livingstone accused London Councils, of demonstrating “utter complacency" on the issue of recycling and waste disposal. “The only way to deal with the vast amount of waste we produce in this city is to have a London-wide body responsible.... | |
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| | | Refund Loans Can Cut Into Tax Refunds | | Posted Thursday, January 11, 2007 3:05:13 PM by Blog57 Team | | Refund anticipation loans offered by tax preparation services may look tempting to the taxpayer who'd rather not wait for a check to arrive from the federal government. But most come with a big price _ fees and a steep interest rate that can take a big chunk out of the money a borrower expects to receive. Eric Davis, a substance abuse counselor in Chicago, said that a few years ago he was attracted by an ad in a tax preparer's window promising "half your tax money today." It sounded good, so he signed up for it _ without reading the fine print in the document, he said. "They never mentioned how much they were charging, but I probably paid close to $400" for the loan and preparation of a federal income tax form, Davis recalls. He has since found a local credit union that offers low-interest loan programs and helps its members get free or low-cost tax filing help.... | |
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| | | With a loan, renting woes could be over | | Posted Sunday, November 19, 2006 1:01:56 PM by Blog57 Team | | Q: My landlord is raising the rent on my leased warehouse space. The last time my rent went up I had to move, and I lost several good employees in the process. I don't want that to happen again. Can I get a small-business loan to build my own facility so I can stay put? A: If you qualify, you would be a good candidate for the U.S. Small Business Administration's 504 Loan. This is a loan that is linked to economic development and is specifically intended to help a business acquire land, construct or purchase a building, or buy machinery and equipment. The idea is that the loan will help the business grow, resulting in jobs being created or saved, which benefits the community as a whole. A 504 loan is a little different from a regular loan. In addition to you and your banker, it involves a Certified Development Corporation, or CDC.... | |
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| | | Businesses eligible for federal loans | | Posted Sunday, November 12, 2006 11:03:34 AM by Blog57 Team | | HELENA - Small, nonfarm businesses in 18 Montana counties may apply to the federal government for low-interest disaster loans.The loans are intended to offset losses caused by reduced revenues to farmers and ranchers as a result of drought and other adverse weather conditions since the start of 2006.The loans, of up to $1.5 million, are intended to help small businesses meet financial obligations and operating expenses that could have been met if the disaster had not occurred."Eligibility for these loans is based on the financial impact of the disaster only and not on any actual property damage," said Alfred E. Judd, an official with the U.S. Small Business Administration. He said the loans have a maximum term of 30 years and an interest rate of 4 percent. .... | |
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| | | What business should expect in next Congress | | Posted Friday, November 10, 2006 3:24:16 AM by Blog57 Team | | WASHINGTON -- Democrats' election victory Tuesday ended a six-year partnership between a business-friendly White House and Congress that enacted free-trade agreements, cut taxes on corporations and investors and -- with the significant exception of the Sarbanes-Oxley corporate-reform bill -- avoided new regulations. Now, the question is how far the Democrats, tempered by a Republican president and a closely divided Senate, can push the pendulum in the other direction. The party has yet to spell out its entire legislative agenda, but its leaders are talking about quickly boosting the minimum wage, seeking to curb executive pay and pushing for higher taxes on business, particularly oil companies. Many stocks, especially health-care shares, took a hit early Wednesday as investors weighed the new political uncertainties, but the market went on to finish higher.... | |
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| | | Counselors to small business meet Tuesday | | Posted Tuesday, November 07, 2006 7:03:44 PM by Blog57 Team | | SCORE, counselors to small business, will meet at 9 a.m. Tuesday in the Peoria Area Chamber of Commerce office, Chase Bank Building, Suite 300, 124 SW Adams. Lynn Cisco, a new business entrepreneur, will speak. Investors association will meet Thursday The Central Illinois Investors Association will meet from 6 to 8 p.m. Thursday at the Ashland House and Conference Center in Morton. Nick Modarelli, a real estate entrepreneur who has bought and sold more than $25 million dollars worth of real estate in six different states, using little or none of his own money and without using any credit or bank loans, will speak. To register, call 545-0009 or access www.ciia.us. ABWA chapter meets Wednesday The Peoria Area Charter Chapter of the American Business Women's Association will meet at 6:30 p.m.... | |
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| | | SBA includes area banks in community investment | | Posted Sunday, November 05, 2006 11:10:29 AM by Blog57 Team | | Carmie Snider started out writing Small Business Administration loans in the late 1970s using triplicate-copy applications because computers didn't work very well. Potential customers needed to go to three different lenders and get rejected before the SBA would even look at them, said Snider, Wachovia's southeast regional sales manager. "You could expect the SBA to take three weeks or longer," he said. During the last decade or so, the SBA morphed from a lender to a guarantor of small business loans that worked to sustain itself only with higher fees paid by borrowers. For loan guarantees of $150,000 or less, the SBA charges a 2 percent fee. The fee increases to 3 percent for guarantees of up to $750,000, and to 3.5 percent for loans of more than $750,000.... | |
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| | | Tips to obtain business loans | | Posted Saturday, November 04, 2006 1:23:31 PM by Blog57 Team | | When you're looking to secure a loan to start your own business, you must be prepared. This will set you apart from most other applicants. When meeting with a loan officer, bring the three most recent years of tax returns, a resume, your business plan and a personal financial statement and be ready to answer questions about your business venture. The loan officer will want to know how much money you want. Ask for what you need no more or no less. Know what collateral you plan to offer. If you don't have enough faith in yourself to risk your assets, why would you expect the bank to have faith in you? Remember, banks want tangible assets such as real estate, stocks/bonds, certificates of deposit, vehicle titles and possibly equipment, but not coin collections, jewelry or other personal property.... | |
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| | | Minority small-business owners receive record number of loans | | Posted Friday, November 03, 2006 11:32:18 AM by Blog57 Team | | Minority small-business owners in New Jersey received a record number of loans from the U.S. Small Business Administration in 2006, according to a report released by the agency this week. They received 1,686 loans for $251 million during the agency's fiscal year 2006, said James A. Kocsi, district director for the agency's New Jersey office. The fiscal year ran from Oct. 1, 2005, to Sept. 30, 2006. The number of loans to minorities represented a 19 percent increase from 1,421 in 2005, totaling $273 million. Kocsi said Tuesday the dollar figure for the loans declined because of the popularity of the agency's SBAExpress loan program, which provides smaller funding amounts but speeds up the loan process because of less paperwork. In Burlington County, small-business loans increased overall, but loans to minority-owned small businesses dropped.... | |
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